 |
 |
|
Current Rates
Rates Current as of April 1, 2010 & are subject to change at any time.
| Interest Rates on Loans as
Low As |
| New Vehicle
2009-2010 Vehicle
: |
Used Vehicle
2006-2008 Vehicle
: |
| Duration |
APR* |
Duration |
APR* |
| 24
Months |
3.75%
|
24
Months |
5.00%
|
| 36
Months |
4.45%
|
36
Months |
5.40%
|
| 48
Months |
4.45%
|
48
Months |
5.40%
|
| 66
Months |
4.45%
|
60
Months |
5.60%
|
| 72
Months |
5.15%
|
72
Months |
5.95%
|
CAll for details, 244-5197!
|
| Used
2003-2005
|
| Duration |
APR* |
|
| Up to
48
Months |
6.60%
|
|
| |
| Used Vehicle
(2002 & Older)
: |
| Duration |
APR* |
|
| Up to
24
Months |
7.45%
|
|
| |
| Motorcycles, RVs, 4 Wheelers, Boats |
| New
NEVER TITLED
: |
Used
2006-2008
: |
| Duration |
APR* |
Duration |
APR* |
| Up to
48
Months |
5.55%
|
Up to
48
Months |
6.85%
|
| 60
Months |
5.55%
|
60
Months |
7.10%
|
| |
| Used
(2005 and Older)
: |
| Duration |
APR* |
|
| Up to
48
Months |
7.95%
|
|
| |
| Motor Homes: |
| Duration |
APR* |
|
|
96-Month Term ($50,000)
|
7.95%
|
|
| |
| Co-Maker Loan or Line of Credit: |
| Duration |
APR* |
|
| Up to
48
Months |
12.00%
|
|
| |
| Preferred Risk Special |
Up to
36
Months,
9.90%
APR* |
| |
| All Loans are subject to approval and terms. Vehicle Loan Terms may be limited,
based on Age of Vehicle and Vehicle Mileage. |
| |
| VISA Classic: |
11.90%
APR* Purchases and Cash Advance - No Annual Fee |
| VISA Preferred: |
8.90%
APR* Purchases and Cash Advance - No Annual Fee |
| *APR is the Annual Percentage Rate. |
|
Rates Current as of April 1, 2010 & are subject to change at any time.
| Rates
on Deposits |
| |
RATE |
APY** |
|
Regular Share (Minimum Deposit:
$25.00
) |
.25%
|
.250%
|
|
Share Clubs (Christmas Club-Income Tax-Real Estate-College-vacation) |
.50%
|
.501%
|
Money
Market Savings (Minimum Deposit $5,000)
(Min balance $5,000, 6 withdrawals per month) |
.50%
|
MONTHLY
|
| |
| 3 Month
Certificate of Deposit |
RATE |
APY** |
| Minimum Deposit $1,000 |
.45%
|
.451%
|
| |
|
6 Month Certificate of Deposit |
RATE |
APY** |
| Min $1,000 |
$1,000 - 9,999
|
.60%
|
.601%
|
| Min $10,000 |
$10,000
|
.65%
|
.652%
|
| |
|
|
|
|
*7-Month
|
$5,000 Minimum Bal
|
.75%
|
.752%
|
*10-Month
|
$10,000 Minimum Bal
|
.85%
|
.853%
|
|
|
|
|
| |
|
12 Month Certificate of Deposit |
RATE |
APY** |
| Min $1,000 |
$1,000 - 9,999
|
1.00%
|
1.004%
|
| Min 10,000 |
$10,000 Minimum Bal
|
1.10%
|
1.105%
|
| |
|
|
|
| |
|
18 Month Certificate of Deposit |
RATE |
APY** |
| Min $1,000 |
$1,000 - 9,999
|
1.05%
|
1.054%
|
| Min 10,000 |
10,000 Minimum Bal
|
1.30%
|
1.306%
|
| |
|
|
|
| |
|
24 Month Certificate of Deposit |
RATE |
APY** |
| Min $1,000 |
$1,000 - 9,999
|
1.30%
|
1.306%
|
| Min 10,000 |
10,000 Minimum Bal
|
1.50%
|
1.508%
|
| |
|
|
|
| |
|
Individual Retirement Accounts (IRA's) |
RATE |
APY** |
| Min $1,000 |
Traditional
18-Month IRA: |
1.35%
|
1.357%
|
| Min $1,000 |
Traditional
12-Month IRA: |
1.10%
|
1.105%
|
| Min $1,000 |
Roth
18-Month IRA: |
1.35%
|
1.357%
|
| Min $1,000 |
Roth
12-Month IRA: |
1.10%
|
1.105%
|
**APY is the Annual Percentage Yield
|
|
|
|
|
|
© Copyright 2007 Jeff-Co
Schools FCU.
All Rights Reserved! |
